RecoverYourMoney.Info | Money left over from the sale of your former home

Check me out before you talk to me

My background: A California real estate broker (DRE #00926827, which you can look up at dre.ca.gov), a former Marriage and Family Therapist with a Master's degree in Social Work, and ten years as a federal probation officer in San Francisco. You can read more about me below.
My agreement: Before you sign anything, you will have it in writing. Show it to an attorney or someone you trust.
How to reach me: Joy@RecoverYourMoney.Info

What I do

When a property is sold for more than what was owed, the money left over belongs to the former owner, or to their family if the owner has passed away. Many people are never told this money exists, especially in the upheaval that follows losing a home.

If this situation applies to you, that money is yours. I find it and help you claim it.

Why I do this

I have also lost homes. I know the feeling of humiliation, the displacement, the deep grief and anxiety about having to begin again in some place where I do not want to be. This experience might still be very fresh for you, or time and distance may have dulled the pain, but that edge can be softened somewhat by receiving funds that you never knew existed. That never happened for me, but I know how enormously helpful and soothing it would have been if that had been possible.

In addition to maintaining a current California real estate broker's license, I hold a master's degree in Social Work and am a former Marriage and Family Therapist. I also spent ten years as a federal probation officer in San Francisco, and during those years I earned my therapist's license and kept a part-time private practice. Across those careers I have listened to people and sat with them through some of the worst nightmares of their lives, and I have learned to work carefully with government offices and paperwork.

I would be happy to have your trust and be that help for you.

How we would work together

We have a conversation.
You ask me anything about who I am and how I work. There is no pressure and no obligation.
You read the agreement.
It explains everything in writing, what I do and what I charge. Take as long as you need, and show it to an attorney or someone you trust.
I do the work.
Once you sign, I share the details and prepare and file the claim. You sign what has to be signed, and I keep you informed.
You are paid.
The agreement explains how the money reaches you and how I am paid.

What it costs you

You pay nothing up front. I cover the costs of the work myself: notary fees, filing costs, and an attorney if one is needed. If the money is recovered, those costs are repaid from it, along with my fee, which is a percentage of what is recovered. If nothing is recovered, you owe me nothing.

The percentage depends on the case, because some claims are simple and others take far more research and paperwork. You will see the exact percentage in your agreement, together with everything else you are entitled to know before you decide: who I am, which costs I cover, how they are repaid, and how and when you are paid. Only after you sign do I share the details of the money itself: the amount, where it is held, and the deadline.

It's right to be careful

I won't pretend to know exactly what this was like for you. I only know what it was like for me.

A call or letter about money can easily sound like a scam, and I understand if that is what you thought. Please take your time and ask me anything. Read everything before you decide.

The choice is always yours. You are never required to hire anyone to claim money that belongs to you, and you may well be able to do it yourself if you have the time and are willing to learn the details. If you would rather not, that is the work I do.

Questions you may have

How did you get my name?

Your name came to me through my research into former owners of properties that were sold. That is how I knew to reach out to you.

Is this a scam?

A scam asks for money first. I never do. Everything is in writing before you sign, and you are welcome to show it to an attorney. Please check me out as carefully as you like.

Why can't you tell me the amount before I sign?

Finding and preparing a claim is the work I do, and I pay for that work myself. Sharing the details first would mean doing that work with no agreement in place. That is why the agreement comes first, and it costs you nothing unless the money is recovered. Once we have agreed, I share everything: the amount, where it is held, and the deadline.

The owner has passed away. Can the family still claim?

Often, yes. Heirs can usually claim the funds, though it may take some extra paperwork to show who is entitled. I can walk you through what that would involve.

How long does it take?

It depends on the case. Some claims are paid in a few months; others take longer. I'll give you an honest estimate for your situation and keep you updated along the way.

If you'd like to talk

If you have questions about my letter or call, or think money may be waiting for you, please feel free to contact me.

Joy@RecoverYourMoney.Info

If you would rather not hear from me again, please email me with the word "remove" and I will not contact you again.